Dr. Lalita Kumari is an accomplished academician and researcher specialising in Economics. She brings over five years of experience in teaching, research, and academic administration, contributing to both undergraduate and postgraduate education through concept-driven, research-oriented pedagogy.

She earned her Ph.D. in Economics from the Central University of Rajasthan, with a focus on women’s empowerment through microfinance. She also holds an M.Phil. and M.A. in Economics from the Central University of Haryana and has qualified the UGC-NET examination. A recipient of the Rajiv Gandhi National Fellowship, Dr. Kumari brings both academic distinction and a commitment to inclusive development to her work.

Her teaching interests encompass Microeconomics, Macroeconomics, Business Statistics, Research Methods, Public Finance, and Game Theory. Proficient in SPSS, STATA, and Excel, her research focuses on microfinance, financial inclusion, and development economics.

• Ph.D. Economics - Central University of Rajasthan
• M.Phil. Economics - Central University of Haryana
• M.A. Economics - Central University of Haryana
• B.A. Economics - Maharshi Dayanand University (MDU), Rohtak
• UGC-NET Qualified

Dr. Lalita Kumari is an emerging researcher in development economics, microfinance, women's empowerment, and digital economic transformation. Her research examines the role of Self-Help Groups (SHGs) in advancing financial inclusion, improving livelihoods, and enhancing the socio-economic status of women, with a particular focus on rural communities in Haryana.

Through rigorous empirical studies, she has assessed the impact of SHGs on women's empowerment indices, quality of life, and rural development, generating insights relevant to policy and grassroots implementation. Her publications appear in reputed national and international journals, including Scopus and Web of Science-indexed outlets.

Her broader research portfolio explores India's bilateral trade dynamics through the gravity model, the impact of demonetisation on digital transactions, and the transformative role of artificial intelligence in finance and education. She has also contributed to international edited volumes, reflecting her commitment to inclusive and sustainable development scholarship.

• Present Assistant Professor, Mody University of Science and Technology(MUST), Lakshmangarh
• . Assistant Professor - Central University of Rajasthan, Kishangarh
• . Assistant Professor -Marwadi University, Rajkot, Gujarat
• . Assistant Professor - Raffles University, Neemrana